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HowMuchToStart

How Much Does It Cost to Start a Business in Minnesota?

Last updated: March 2026

Minnesota Business Overview

LLC Filing Fee

$155

Sales Tax Rate

6.9%

Minimum Wage

$10.85/hr

Cost of Living Index

98

Workers Comp

Required

Annual Report Fee

$0

Starting a Business in Minnesota

Minnesota businesses register with the Secretary of State. The state has a comprehensive licensing database with thousands of occupation-specific licenses.

Minnesota has a graduated income tax with rates from 5.35% to 9.85% — one of the highest top rates in the nation. Corporate income tax is 9.8%.

Minnesota's strong economy and highly educated workforce support professional services businesses. The Twin Cities metro offers a large consumer market with above-average household incomes.

For official formation documents, visit the Minnesota Secretary of State.

Startup Costs for 100 Business Types in Minnesota

The table below shows estimated startup costs for every major business type, adjusted for Minnesota’s cost of living index of 98. Click any column header to sort. Click a business name to see full cost breakdowns, calculator, and licensing requirements.

Accounting FirmProfessional Services$6,860$19,600$45,080
Airbnb / Vacation RentalReal Estate$10,780$29,400$88,200
Ambulance ServiceTransportation & Logistics$78,400$196,000$490,000
App Development CompanyTech & Online$9,800$29,400$78,400
Architecture FirmProfessional Services$19,600$53,900$127,400
Auto Detailing BusinessAutomotive$4,900$29,400$98,000
Auto Repair ShopAutomotive$73,500$196,000$490,000
BakeryFood & Beverage$19,600$93,100$294,000
Bar & NightclubFood & Beverage$98,000$343,000$833,000
BarbershopBeauty & Personal Care$14,700$63,700$171,500
Beauty Supply StoreBeauty & Personal Care$29,400$98,000$294,000
BookstoreRetail$24,500$98,000$294,000
Brewery / MicrobreweryFood & Beverage$98,000$392,000$980,000
Cannabis DispensarySpecialty & Regulated$122,010$325,360$1,220,100
Car WashAutomotive$122,010$533,120$1,522,920
Carpentry & Woodworking ShopConstruction & Trades$10,290$27,440$68,600
Catering BusinessFood & Beverage$11,760$51,940$127,400
Chiropractic OfficeHealth & Wellness$39,200$117,600$294,000
Cleaning BusinessHome Services$1,470$10,780$36,260
Clothing BoutiqueRetail$29,400$98,000$294,000
Coffee ShopFood & Beverage$24,500$117,600$343,000
Concrete BusinessConstruction & Trades$24,500$63,700$147,000
Consulting BusinessProfessional Services$1,960$8,820$25,480
Convenience StoreRetail$49,000$274,400$735,000
Courier & Delivery ServiceTransportation & Logistics$7,840$21,560$53,900
Cybersecurity FirmTech & Online$19,600$53,900$147,000
Dance StudioChildcare & Education$19,600$78,400$245,000
Daycare CenterChildcare & Education$58,800$176,400$490,000
Demolition CompanyConstruction & Trades$29,400$78,400$196,000
Dental PracticeHealth & Wellness$245,000$490,000$980,000
Digital Marketing AgencyTech & Online$3,920$11,760$31,360
E-Commerce StoreTech & Online$4,900$14,700$49,000
Electrical BusinessHome Services$14,700$53,900$156,800
Esthetics & Skincare BusinessBeauty & Personal Care$7,840$39,200$117,600
Excavation CompanyConstruction & Trades$49,000$127,400$343,000
Financial Planning PracticeProfessional Services$19,600$53,900$127,400
Flower ShopRetail$19,600$73,500$196,000
Food Delivery ServiceFood & Beverage$9,800$50,960$127,400
Food Processing BusinessFood & Beverage$73,500$245,000$735,000
Food TruckFood & Beverage$44,100$117,600$196,000
Freight BrokerageTransportation & Logistics$15,680$35,280$78,400
Furniture StoreRetail$49,000$196,000$588,000
General Contracting BusinessConstruction & Trades$19,600$53,900$127,400
Ghost KitchenFood & Beverage$19,600$58,800$147,000
Gift ShopRetail$19,600$68,600$196,000
Gym & Fitness CenterHealth & Wellness$49,000$245,000$980,000
Hair SalonBeauty & Personal Care$14,700$73,500$245,000
Handyman BusinessHome Services$1,960$9,800$32,340
Home Health Care AgencyHealth & Wellness$39,200$127,400$294,000
HVAC BusinessHome Services$19,600$68,600$196,000
Ice Cream ShopFood & Beverage$19,600$73,500$196,000
Insurance AgencyProfessional Services$14,700$39,200$88,200
IT Services BusinessTech & Online$14,700$39,200$98,000
Juice Bar & Smoothie ShopFood & Beverage$24,500$88,200$245,000
Landscaping BusinessHome Services$9,800$39,200$117,600
LaundromatReal Estate$98,000$245,000$588,000
Law FirmProfessional Services$11,760$33,320$79,380
Limousine & Car ServiceTransportation & Logistics$39,200$88,200$215,600
Liquor StoreRetail$49,000$176,400$490,000
Marketing AgencyProfessional Services$4,900$17,640$49,000
Martial Arts StudioChildcare & Education$19,600$68,600$196,000
Meal Prep BusinessFood & Beverage$19,600$63,700$196,000
Med SpaHealth & Wellness$98,000$343,000$980,000
Medical PracticeHealth & Wellness$147,000$392,000$980,000
Mental Health PracticeHealth & Wellness$14,700$49,000$147,000
Moving CompanyHome Services$29,400$98,000$294,000
Music SchoolChildcare & Education$9,800$49,000$147,000
Nail SalonBeauty & Personal Care$19,600$88,200$245,000
Painting BusinessHome Services$4,900$24,500$78,400
Personal Training BusinessHealth & Wellness$4,900$24,500$98,000
Pest Control BusinessHome Services$9,800$39,200$117,600
Pet StoreRetail$29,400$98,000$294,000
PharmacyHealth & Wellness$147,000$392,000$980,000
Physical Therapy ClinicHealth & Wellness$58,800$176,400$441,000
Pizza ShopFood & Beverage$49,000$171,500$392,000
Plumbing BusinessHome Services$14,700$49,000$147,000
Podcast Production CompanyTech & Online$1,960$5,880$17,640
PreschoolChildcare & Education$49,000$147,000$392,000
Property Management CompanyReal Estate$10,290$23,520$53,900
Real Estate AgencyProfessional Services$9,800$27,440$68,600
Real Estate Investing (Rental)Real Estate$24,500$73,500$245,000
RestaurantFood & Beverage$171,500$367,500$735,000
Roofing CompanyHome Services$14,700$58,800$176,400
SaaS CompanyTech & Online$19,600$58,800$196,000
Spa & Massage TherapyHealth & Wellness$9,800$68,600$245,000
Staffing AgencyProfessional Services$19,600$53,900$147,000
Storage Unit FacilityReal Estate$196,000$588,000$1,960,000
Tattoo ShopBeauty & Personal Care$19,600$57,820$196,000
Tax Preparation BusinessProfessional Services$3,430$9,800$26,460
Thrift StoreRetail$19,600$73,500$196,000
Tire ShopAutomotive$49,000$147,000$392,000
Towing CompanyAutomotive$49,000$147,000$392,000
Trucking CompanyTransportation & Logistics$29,400$78,400$196,000
Tutoring BusinessChildcare & Education$1,960$23,520$98,000
Used Car DealershipAutomotive$49,000$196,000$588,000
Vape ShopRetail$24,500$73,500$196,000
Web Development AgencyTech & Online$3,430$11,760$32,340
Welding BusinessConstruction & Trades$14,700$39,200$98,000
WineryFood & Beverage$147,000$746,760$2,940,000
Yoga StudioHealth & Wellness$14,700$78,400$196,000

Licenses & Permits in Minnesota

General Business License

Minnesota does not have a statewide general business license. Businesses must register their entity with the Minnesota Secretary of State and register with the Minnesota Department of Revenue for sales and use tax and withholding tax purposes. Some Minnesota cities require local business licenses, though this varies by municipality. Minneapolis and Saint Paul have their own business licensing requirements. Many business types are regulated through specific licensing programs at the state level.

Industry-Specific Licenses

  • Food Handler LicenseMinnesota Department of Agriculture or Local Health Department
    Cost: $100-$800 • Renewal: Annual
  • Residential Building Contractor LicenseMinnesota Department of Labor and Industry
    Cost: $150-$500 • Renewal: Annual
  • Cosmetology Salon LicenseMinnesota Department of Labor and Industry — Board of Cosmetologist Examiners
    Cost: $50-$150 • Renewal: Annual
  • Real Estate Broker LicenseMinnesota Department of Commerce — Real Estate
    Cost: $150-$400 • Renewal: Annual
  • Child Care Center LicenseMinnesota Department of Human Services — Child Care Licensing
    Cost: $50-$200 • Renewal: Annual
  • On-Sale Intoxicating Liquor LicenseMinnesota Department of Public Safety — Alcohol and Gambling Enforcement or Local Authority
    Cost: $300-$3,000 • Renewal: Annual
  • Cannabis Retailer LicenseMinnesota Office of Cannabis Management
    Cost: $2,500-$10,000 • Renewal: Annual
  • Pesticide Business LicenseMinnesota Department of Agriculture
    Cost: $50-$200 • Renewal: Annual

Home-Based Business Rules

Minnesota municipalities regulate home-based businesses through local zoning ordinances. Minneapolis allows home occupations in all residential zones with restrictions on customer visits, signage, and deliveries. Saint Paul has similar home occupation rules. Minnesota's rural areas are generally very accommodating of home-based businesses. The state's Cottage Food Law specifically supports home-based food production and direct consumer sales.

Minnesota Business Resources

SBA District Office

Minnesota SBA District Office — Minneapolis

Zoning Information

Minnesota municipalities control zoning. Minneapolis and St. Paul have active planning departments with form-based and use-based commercial zoning codes.

Health Department Notes

Food service establishments need a license from the Minnesota Department of Health or local licensing jurisdiction. The state has detailed food handler and manager certification requirements.

Workers Compensation

Required for virtually all employers. Minnesota has a highly regulated workers comp system with mandatory coverage provisions.

Disclaimer: The cost estimates on HowMuchToStart.com are for informational purposes only and should not be considered financial or legal advice. Actual startup costs may vary significantly based on location, scale, market conditions, and individual circumstances. We recommend consulting with a local accountant, attorney, or SCORE mentor before making financial decisions. Data sources include the SBA, state government agencies, industry associations, and market research.